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Patients May be the New Payers, But Two in Three Do Not Pay Their Hospital Bills in Full

Chicago, June 26, 2017 – A new TransUnion Healthcare (NYSE:TRU) analysis revealed a significant rise in the percentage of patients that didn’t pay their hospital bills in full. Approximately 68% of patients with bills of $500 or less did not pay off the full balance during 2016 – up from 53% in 2015 and 49% in 2014.

The analysis was released today at the 2017 Healthcare Financial Management Association’s (HFMA) Annual National Institute in Orlando in conjunction with a book signing by TransUnion Healthcare’s Jonathan Wiik. Wiik’s new book, titled “Healthcare Revolution: The Patient is the New Payer,” explores how the financing and delivery of healthcare has changed significantly due to major shifts in coverage, payments and legislation.

“There are many reasons why more patients are struggling to make their healthcare payments in full, the most prominent of which are higher deductibles and the increase in patient responsibility from 10% to 30% over the last few years,” said Wiik, author of the book and also principal for healthcare revenue cycle management at TransUnion. “This shift in healthcare payments has been taking place for well over a decade, but we are seeing more pronounced changes in how hospital bills are paid during just the last few years.”

Wiik will be signing advanced copies of his new book at ANI on Monday, June 26 at 11 a.m. ET at Booth #701 in the Exhibit Hall. The book will be available for purchase on Amazon in August.

The trend of not paying off balances in full may only just be commencing. TransUnion Healthcare’s analysis projects that by the year 2020, the percentage of patients not paying their bills in full will rise to 95%. The study also revealed that the percentage of patients that have made partial payments toward their hospital bills has gone down dramatically from 89-90% in 2015-2016 to 77% in 2016.

“Higher deductibles and the increase in patient responsibility are causing a decrease in patient payments to providers for patient care services rendered. While uncompensated care has declined, it appears to be primarily due to the increased number of individuals with Medicaid and commercial insurance coverage,” said John Yount, vice president for healthcare products at TransUnion.

Despite the decline in uncompensated care, in 2015 hospitals wrote off approximately $35.7 billion as bad debt or charity care.

“With millions of dollars in unpaid medical debt, hospitals have begun implementing new processes to prevent revenue leakage while also providing a better patient experience. It is one of the reasons TransUnion Healthcare is enhancing its Healthcare Revenue Protection Solutions,” added Yount.

Transunion Healthcare works with hospitals to stratify their bad debt portfolio through its Patient Financial Clearance suite of solutions. The solutions leverage both credit and non-credit data sources to determine patient ability and willingness to pay, and presumptive charity care. The suite of solutions also provide an objective, standardized interview and program enrollment tool that helps financial counselors match uninsured and underinsured patients to the appropriate financial assistance programs.

Additional TransUnion Healthcare findings for payment patterns between 2014 and 2016 include:

-63% of hospital bills were $500 or less; of those hospital bills, 68% were not paid in full in 2016.

-14% of hospital bills were $3,000 or more; of those hospital bills, 99% were not paid in full in 2016.

-10% of hospital bills were $500 to $1,000; of those bills 85% were not paid in full in 2016.

For additional information about TransUnion Healthcare research, please click here.

About TransUnion Healthcare

TransUnion Healthcare, a wholly owned subsidiary of credit and information management company TransUnion, is a trusted provider of revenue cycle management solutions for maximizing reimbursement, improving patient engagement, and ultimately increasing the effectiveness of the healthcare system. We deliver this by leveraging our data assets, market-leading revenue cycle management technologies, and deep insights into consumer financial behavior, to help providers reduce uncompensated care and improve cash flow with one of the most patient-centric revenue cycle management systems on the market today.

Hello World – The place to get stunning wallpapers and find out more about exciting travel destinations!

About Hello World app

Hello World combines the feature of a wallpaper app with the engaging content of a travel discovery app. Users can browse through a comprehensive database featuring thousands of high quality images from some of the most exciting and wonderful places all around the world.
Hello World is not only a great way to find an amazing new wallpaper for your screen, but it is also a great platform to discover new places and new unique locations from all corners of the world.

As they say an image is worth more than a thousand words. However, Hello World is not only about stunning photographs. Beautiful images from exciting travel destinations are always catchy, but it is often challenging to find out a little bit more about the places depicted in the pictures. This is exactly why the team at Hello World made sure to also include a lot of interesting facts! Each location featured within our app is accompanied by many different shots and some nice highlights and information about each place. Learn about the best local sights, the weather, the wildlife, the culture, the local cuisine and a lot more!

Hello World hopes to inspire you to travel and discover beautiful new destination all around the world! The app is currently available for download on Google Play for free.

Google I/O 2017

During it’s open beta stage the app was showcased in this year’s Google I/O – in “Firebase recipes to bootstrap your app“ session (
Here is the video about the session ( 


Find out more and feel free to get in touch for further information:

Video of Hello World! in action:
Screenshots about the app:
App in Google Play:

The post Hello World – The place to get stunning wallpapers and find out more about exciting travel destinations! appeared first on Lightning Releases.

Cellcontrol and Dohrmann Announce Groundbreaking Program to Lower Commercial Insurance Premiums Nationwide by as much as 30%

Dohrmann Insurance to Cover Cost of Cellcontrol’s Distracted Driving Technology for Policy Holders Who Want to Reduce Distracted Driving Related Accidents and Policy Premiums

ECN Capital Announces Its Intention to Commence a Normal Course Issuer Bid

TORONTO, ON–(Marketwired – June 26, 2017) – ECN Capital Corp. (“ECN Capital” or the “Company”) today announced that it intends to file a notice of intention with the Toronto Stock Exchange (the “TSX”) to commence a normal course issuer bid (the “Bid”) for its common shares. If this notice is accepted by the TSX, the Bid would permit the Company to repurchase for cancellation, at its discretion during the 12 months following such acceptance, up to 10% of the “public float” (calculated in accordance with the rules of the TSX) of the Company’s issued and outstanding common shares. All purchases of common shares under the Bid will be made on the open market or as otherwise permitted subject to the terms and limitations to be applicable to the Bid.

Fairfax Financial's Exchange Offer for Allied World Shares to Expire on June 30, 2017

TORONTO, ONTARIO and ZUG, SWITZERLAND–(Marketwired – June 26, 2017) – Fairfax Financial Holdings Limited (“Fairfax”) (TSX:FFH)(TSX:FFH.U) and Allied World Assurance Company Holdings, AG (“Allied World”) (NYSE:AWH) would like to remind Allied World shareholders that Fairfax’s offer to acquire all of the outstanding registered ordinary shares of Allied World is set to expire at 11:59 p.m., New York City time, on June 30, 2017, unless the offer is extended.

A Transition to Retirement Strategy for Cancer Survivors

Financial and emotional stress doesn’t stop once your cancer is treated. For many cancer survivors, unexpected situations pop up years after treatment ends. Your transition to retirement strategy, for example, might not be as smooth as you planned before you had to beat cancer. While your retirement plans may require a bit more work, you can still retire with confidence by considering these tips.

Challenges to Your Transition to Retirement Strategy: Financial

If you’re a cancer survivor (or the partner of one), the nest egg you have been diligently saving since your 20s may be smaller than you had hoped. As with many cancer survivors, treatment expenses and time off work may have led you to dip into your retirement funds to cover the cost of living with the disease. This dwindling savings account can leave you feeling emotionally deflated and stressed out. Before you make a decision on your retirement strategy, talk with a financial advisor you trust to talk about your options. Your healthcare options may change if and when new policies come into play. The financial coordinators at your hospital can help you sort it all out and let you know what benefits to expect from the government.

For some cancer survivors, a few extra years of full-time work can make a major difference in their retirement income. Your financial advisor may also recommend working part-time or seeking out freelance consulting work that will supplement your decreased retirement income. If you’re able to make these occupational changes, you may find that delaying your full retirement for a few years pays off quickly.

You may also find you can recuperate your financial deficits by adjusting your retirement lifestyle accordingly. Talk to a real estate agent to see if selling your home and downsizing could be a financially sound option for your situation and family. Or, put off your major travel plans for a few years in order to save up for the expense.

Challenges to Your Transition to Retirement Strategy: Emotional

Financial concerns aren’t the only possible challenges for cancer survivors entering retirement. For survivors who are forced into an earlier retirement because of cancer or the side effects of the disease (or who worry about insurance concerns if the disease returns), emotional distress is a real concern. If you’re feeling like retirement is a life transition you weren’t prepared for, consider talking to your oncologist to get a recommendation for a therapist. Working with you on a regular basis, a therapist can assist you with coping with your new reality, as well as give you healthy ways of making the best of your “new normal.”

Retirement is a major life transition for everyone, but it can feel a bit more challenging for cancer survivors. Work with professionals you trust — and consider making a few adjustments to your plans — in order to make the transition successful for you and your family.

The post A Transition to Retirement Strategy for Cancer Survivors appeared first on UVA Cancer Center Blog.

Edify Lab-Online Platform, "Connecting People with Questions to Experts with Answers Worldwide" – to Release the 1st Issue of Edify Lab Magazine

Edify Lab Magazine; an online digital publication. Knowledge is key in the community of Edify Lab; readers stay up-to-date with top advisors of the month and learn from informative and valuable articles that cover various industries and topics.

Supreme Court to Review Religious Baker Case; Here's an Option

Lawyer Lynne Torgerson, Wins Dismissal of 1st Degree Controlled Substance Crime Charge

Lynne Torgerson, Criminal Defense Lawyer, wins dismissal of 1st degree controlled substance crime charge.  Ms. Torgerson’s client was charged with 1st degree possession of 82 grams of methamphetamine.